Many homeowners quickly learn that a home equity line of credit, or HELOC, can be an easy and comparatively inexpensive way to raise cash quickly for such big-ticket needs as education, home improvements, health care, or a vacation splurge. For investors with substantial investment portfolios, AMG has a product that works similarly and offers significant benefits: the Investment Portfolio Secured Line of Credit, or ILOC.

An ILOC is a credit line secured by your investments. You can avoid selling the investments—and incurring capital gains on the proceeds—but still access as much as 75% of their value. You make monthly interest-only payments at rates that can actually be below the Prime Rate, depending on the loan balance.

This brochure explains how it works. ILOCs are just one way that AMG’s integrated private banking services connect every facet of wealth management from investment management, to trust and legacy planning, tax planning and more, all to make life easier for our clients.

Related Articles

See All

Investors Should Make Hay While The Sun Shines

April 1, 2021
1 min read
Brief: Wealth Management, Financial Markets & Investing
Read More

Retirement Requires a Lot of Work

March 18, 2021
1 min read
Brief: Retirement & Benefits, Wealth Management
Read More

What the SPAC! Exercise Caution Around Special Purpose Acquisition Companies

February 11, 2021
1 min read
Brief: Financial Markets & Investing, Wealth Management
Read More

Get the latest in Research & Insights

Sign up to be notified of the latest Research & Insights from AMG National.