AMG National Trust
Helping individuals, business owners, and institutions manage wealth since 1975.
AMG National Trust
Helping individuals, business owners, and institutions manage wealth since 1975.
Since 2019, AMG National Trust has served as Pi Beta Phi Foundation‘s investment advisor. The Foundation’s stalwart support for Pi Phi’s members inspires and drives us.
We are honored to support the Foundation’s work and the Fraternity’s members by sharing a collection of reports to help guide you through important life events. The collection is always growing and available first to Foundation donors.
303.486.1475
Getting Married and Managing Wealth
Before tying the knot, every couple should talk about how they will manage wealth created before and during the marriage. This is particularly important for those with substantial net worth or who are marrying later in life.
In this 9-page report, we discuss the following:
- Why have the conversation? Avoid future conflict by agreeing early on who will make decisions on what, how you will title assets and liabilities to be held separately or together, or whether to use joint or separate banking accounts.
- Should you consider a prenup? Significant assets, debts or support payments related to a previous marriage could guide your decision.
- How to treat children from a previous relationship? Especially important if you will be setting aside assets or other items for them.
- Need to edit existing estate plans? Balance the potentially competing needs of your new marriage relations and those from a previous marriage.
MAKE YOURSELF RETIREMENT READY
Preparing for retirement can take a lifetime, but your moves in the last five years can make all the difference financially and mentally.
In this 11-page report, you will discover how the final years leading up to your planned retirement are active ones with important questions to answer so that you have a plan that supports a vibrant retirement.
- Why is this transition so important? The last few years leading up to your planned retirement don’t allow much room for mistakes, as any lost earnings won’t have significant time to recover. Preparations can also help minimize spending and tax surprises.
- How is your health? Medical care can be one of the biggest expenses in retirement—and also one of the most unexpected. Planning may help soften the financial blow.
- What will you be doing next? Will you take to heart the “retire” portion of “retirement” and slow down your lifestyle? Or will you continue to look for ways to deploy your time, talent, and treasure? The right outlet can help maintain your mental well-being.
BUSTED: EIGHT MYTHS ABOUT RETIREMENT PLANNING
Several “rules of thumb” about retirement have for years been used as planning guideposts. However, as you build your unique path forward, often you quickly realize there is no magic amount of savings, retirement age or withdrawal rate to achieve retirement security. Trade-offs abound.
This 7-page report addresses common misconceptions and mistakes that can impact your ideal retirement lifestyle.
- “X” amount of savings means you are “safe”? Creating a safety net that anticipates expected expenses along with unexpected bumps in the road can be just as important to a carefree retirement as having an account balance in the millions.
- Will taxes decline in your later years? Withdrawals from investment accounts or required minimum distributions (RMDs) from well-funded IRA and 401(k) accounts could nudge you toward a top tax bracket unless the income is treated tax efficiently.
- Does Medicare have your health costs covered? Coverage doesn’t begin until age 65—throwing a wrench into any plans to retire early—and even then, not all care is covered.
Getting Married and Managing Wealth
Before tying the knot, every couple should talk about how they will manage wealth created before and during the marriage. This is particularly important for those with substantial net worth or who are marrying later in life.
In this 9-page report, we discuss the following:
- Why have the conversation? Avoid future conflict by agreeing early on who will make decisions on what, how you will title assets and liabilities to be held separately or together, or whether to use joint or separate banking accounts.
- Should you consider a prenup? Significant assets, debts or support payments related to a previous marriage could guide your decision.
- How to treat children from a previous relationship? Especially important if you will be setting aside assets or other items for them.
- Need to edit existing estate plans? Balance the potentially competing needs of your new marriage relations and those from a previous marriage.
MAKE YOURSELF RETIREMENT READY
Preparing for retirement can take a lifetime, but your moves in the last five years can make all the difference financially and mentally.
In this 11-page report, you will discover how the final years leading up to your planned retirement are active ones with important questions to answer so that you have a plan that supports a vibrant retirement.
- Why is this transition so important? The last few years leading up to your planned retirement don’t allow much room for mistakes, as any lost earnings won’t have significant time to recover. Preparations can also help minimize spending and tax surprises.
- How is your health? Medical care can be one of the biggest expenses in retirement—and also one of the most unexpected. Planning may help soften the financial blow.
- What will you be doing next? Will you take to heart the “retire” portion of “retirement” and slow down your lifestyle? Or will you continue to look for ways to deploy your time, talent, and treasure? The right outlet can help maintain your mental well-being.
BUSTED: EIGHT MYTHS ABOUT RETIREMENT PLANNING
Several “rules of thumb” about retirement have for years been used as planning guideposts. However, as you build your unique path forward, often you quickly there is no magic amount of savings, retirement age or withdrawal rate to achieve retirement security. Trade-offs abound.
This 7-page report addresses common misconceptions and mistakes that can impact your ideal retirement lifestyle.
- “X” amount of savings means you are “safe”? Creating a safety net that anticipates expected expenses along with unexpected bumps in the road can be just as important to a carefree retirement as having an account balance in the millions.
- Will taxes decline in your later years? Withdrawals from investment accounts or required minimum distributions (RMDs) from well-funded IRA and 401(k) accounts could nudge you toward a top tax bracket unless the income is treated tax efficiently.
- Does Medicare have your health costs covered? Coverage doesn’t begin until age 65—throwing a wrench into any plans to retire early—and even then, not all care is covered.
This information is for general information use only. It is not tailored to any specific situation, is not intended to be investment, tax, financial, legal, or other advice and should not be relied on as such. AMG’s opinions are subject to change without notice, and this report may not be updated to reflect changes in opinion. Forecasts, estimates, and certain other information contained herein are based on proprietary research and should not be considered investment advice or a recommendation to buy, sell or hold any particular security, strategy, or investment product.
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