• Individuals
  • Manage and Grow Wealth
  • Transfer Wealth
  • Plan for Retirement
  • Private Banking
• Families
  • Establish Family Governance Policies
  • Manage Your Investments
  • Create a Legacy of Giving
  • Transfer Family Wealth
  • Private Client Services
• Business Owners
  • Plan your Financial Future
  • Banking for Your Business
  • Executive Financial Counseling
  • Retirement and Benefit Plans
• Corporate Executives
  • Plan with Financial Counseling
  • Manage Deferred Compensation
  • Plan an Effective Wealth Transfer
  • Manage Charitable Giving
  • Private Banking
• Entrepreneurs
  • Manage Your Financial Future
  • Plan for Effective Wealth Transfer
  • Optimize Tax Position
  • Private Banking

• Back to Private Wealth Management
• Financial Counseling
•  
• The Importance of Financial Counseling
•  
• Sample Plan Features
•  

Sample Financial Counseling Plan

AMG National Trust Bank’s financial counseling plans include:

• Financial Security Analysis. We review your personal net-worth statement and cash-flow projection in addition to evaluating your long-term cash flow in the event of retirement, disability or death.
• Retirement Planning. We help determine when you can afford to retire. We also recommend a strategy for using company benefits and personal assets to meet your cash-flow needs once you retire.
• Estate Planning. We help identify your estate-planning needs and objectives, discuss your issues and concerns, identify general tax-planning estate structures and recommend charitable gift strategies.
• Income Tax Review. In addition to developing income-tax projections and a withholding analysis, we also recommend strategies to address your tax liabilities and objectives.
• Insurance Review. We review and evaluate your life- and disability-insurance needs and property- and personal-liability exposures.
• Investment Planning. We develop and update a strategic investment plan to include a customized asset-allocation strategy and specific investment recommendations. The plan accounts for your short- and long-term financial needs and is tailored to help you achieve your specific investment goals.